Patient information
Health Funds
Claim on the spot through HICAPS, whichever fund you are with. We are a preferred provider for several of them, which usually means a smaller gap — and sometimes none at all on a check-up and clean.
- HICAPS claiming
- On the spot
- Claimable at the desk
- Any fund
Health funds we claim through
Preferred provider
Where your gap is smallest
We have agreed set fees with these funds.
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Members typically pay a smaller gap — and on a check-up and clean, frequently nothing at all.
nib’s First Choice Network also covers members of:
- GU Health
- Suncorp
- Apia
- AAMI
- Qantas Insurance
- ING
- Priceline Health Insurance
- Australian Seniors
- Real Insurance
Every other fund
Claim at the desk, whoever you are with
Every fund is claimed on the same HICAPS terminal.
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Swipe your card, the rebate comes off immediately, and you pay only the difference.
Or any other valid Australian health fund.
Getting more from your cover
Making your annual limit go further
With a large plan and limited remaining cover we can stage the treatment across two calendar years, so you draw on two annual limits.
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It is a scheduling decision — ask at the planning appointment, not afterwards.
Cover the gap over time
Your rebate is claimed on the spot and interest-free finance covers what is left.
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Both figures appear on the quote, so you know the real out-of-pocket before you commit.
Interest-free · Approved at the desk
